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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How to Travel Safely with Travel Insurance

Planning a trip? We all look forward to trips to other states or countries or enjoying a cruise. You may not consider “What if something goes wrong?” but life can throw a curveball, and travel insurance can save the day when it does. What is Vacation Travel Insurance? Vacation travel insurance protects you when you visit another state or country. It is structured to help...

High Wind Advisory: What to Do Next

When you think of storms that can cause wind damage, your mind might jump to recovering from a tornado or prepping for a hurricane. But it doesn’t always take an extreme weather event for high winds to damage your home or car. The National Weather Service issues a “high wind warning” when winds are sustained at speeds of 40 miles per hour or above. And...

4 Types of Health Insurance and How to Choose One

If you need to buy health insurance, you can choose from four basic types of policies. These policies vary in monthly cost, benefits, and deductible. The Affordable Care Act The Affordable Care Act (ACA, or “Obamacare”) made it impossible for health insurance companies to deny you health insurance due to an existing condition. Whatever your current state of health, you have the right to purchase...

6 Mortgage Protection Myths Debunked

Buying a home is one of life’s most significant, and expensive, milestones. When you find the ideal property, you will be required to jump through several hoops to get a mortgage. Some home buyers are required to purchase mortgage insurance, while others choose to purchase mortgage life insurance – there are two distinct products. Before investing in any mortgage protection insurance, get the facts and...

Do’s and Don’ts for Hiding a Spare Key

At some point, most of us have lost our keys. More than a few of us have even tried to break into our own property before finally admitting defeat and seeking third-party assistance. Once we’ve been freed from our accidental exile, we waste little time before paying a visit to a local locksmith or hardware store to safeguard ourselves from future lockouts: we get a...